Wealth planning

Wealth planning

Holistic wealth management – Your financial needs go far beyond investments. Worthwhile goals take time and planning to achieve.

We analyze your current financial situation and create a consolidated, cohesive financial strategy that strives to optimize your resources throughout your life cycle.

The Newman Group, along with our partners offer you complete strategy that encompasses your entire financial situation. We consistantly review your progress and make the necessary to your overall plan. Our goal is to provide you with unparalleled service and find the solution to your financial needs.

Whatever your goals, prudent successive steps over time make success more likely. Your plan can be a simple retirement plan or a detailed analysis of your situation including tax and estate planning.
Planning for retirement involves more than setting aside money. It means thinking about what you want to achieve and how you want to live. At The Newman Group, we have the expertise and resources to help you achieve your retirement vision.
Through our partners we can ensure your wills and powers of attorneys are in place. We can also set up trusts, and offer solutions to minimize estate tax on succession and maximize intergenerational wealth transfer.
Many tax-efficient strategies and investment products exist that can lower your tax burden. We can spot these opportunities such as income tax flow through shares, corporate class funds, ROC products, trust accounts, universal life, leverage, income splitting, incorporation , tax free dividends, turning non-deductible debt into deductible debt, getting the most out of capital loss – and advise you of them as you evolve through your life cycle.
Proper business succession planning can help you maximize the success of your business both today and in the future. It can also protect ou and your heirs aginst losses from unexpected illness, death and taxation. We offer customized financial planning to help create a business succession plan that is right for you.
Whether you need life and disability insurance to protect your loved ones or to maximize an estate value with minimum tax, we have the solutions. We use various insurance strategies that can maximize cash flow while living, and minimize estate tax on succession. We also utilize strategies that can minimize taxes on corporate assets while ensuring beneficiaries get the maximum tax benefit. Let us show you how you can build wealth, help fund your retirement and maximize the value of your estate . We also on advise on business needs such as key person insurance.
Making a donation to a worthwhile cause or ensuring your ongoing legacy through a donation is a selfless, wonderful act. We would be very pleased to assist you with this in a way that optimizes your tax relief.
Guidance on how to maximize the value of your Registered Education Savings Plans (RESPs), and information about other options such as informal trust accounts.